Tools & Templates

Practical templates and checklists to support clearer decisions—cashflow, wealth-building, and risk planning—built for busy professionals and business owners.

Inside this hub:

Cashflow & budgeting trackers
Planning checklists & review prompts
Risk & insurance readiness tools
Business protection templates

Browse the latest tools below — or search for what you need.

Earnest InvestSmart 17/5/25 Earnest InvestSmart 17/5/25

2025 Financial Year-End Checklist

Before the financial year ends on June 30, take a moment to review your super contributions, optimise tax deductions, and update your insurance and beneficiary details. Use this concise checklist to finish strong and start the new financial year with clarity.

Earnest InvestSmart 21/4/25 Earnest InvestSmart 21/4/25

The Gold Map: A One-Page Visual Guide on Gold, the US Dollar & Interest Rates

Want a clearer way to understand gold’s price swings? This blog introduces The Gold Map—a one-page cheat sheet showing how interest rates and the US dollar impact gold. Download it free and sharpen your investment thinking.

Earnest InvestSmart 4/4/25 Earnest InvestSmart 4/4/25

The Essential Life Insurance Checklist: Secure Your Future with Clarity

Life insurance doesn’t have to be confusing. This practical checklist simplifies the process of evaluating your life insurance needs—perfect for busy professionals, families, and business owners looking to safeguard their future.

Earnest InvestSmart 28/3/25 Earnest InvestSmart 28/3/25

SMSF Suitability Checklist (Free Download)

Download this 3-minute checklist to assess whether an SMSF aligns with your goals, risk tolerance, and readiness. Ideal for those considering property via super.