Commercial Insurance Insights

Running a business means managing risk without losing momentum.
Here you’ll find clear, practical guidance on commercial insurance — including risk controls, claims readiness, and cyber protection — so you can make decisions with confidence and protect what you’ve built.

What you’ll find here

  • Risk clarity — the exposures that most often catch businesses off guard

  • Cover fundamentals — what policies typically cover (and where gaps appear)

  • Claims readiness — what to document, when to notify, and how to reduce disputes

  • Cyber essentials — controls, common incidents, and insurance implications

Browse the latest articles below — or search for a topic.

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Business Protection, Insurance, Financial Planning Earnest InvestSmart Business Protection, Insurance, Financial Planning Earnest InvestSmart

The Ultimate Guide to Business Insurance Packages for Australian Business Owners

Running a business in Australia comes with risks, from liability claims to cyber threats. A tailored business insurance package helps safeguard your company against financial losses. Learn about public liability, business interruption, workers’ compensation, cyber insurance, and more to ensure your business is fully protected. Discover how to choose the right coverage for your industry and avoid costly mistakes.

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Business Interruption Insurance: How to Protect Your Business from Unforeseen Risks

Is your business protected from unforeseen risks? From cyber threats to supply chain disruptions, unexpected events can threaten your financial stability. Learn how business interruption insurance helps businesses recover lost revenue and ensure long-term resilience.

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Cyber Insurance: How to Protect Your Business from Digital Threats & Financial Loss

Is your business safe from cyber threats? Data breaches, ransomware, and digital fraud are on the rise. Learn how cyber insurance acts as a financial safety net, keeping your business secure and resilient in an unpredictable digital world.

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