“Would you live with ease, do what you ought, and not what you please.” – Benjamin Franklin

One of the greatest drivers behind my passion for financial planning and insurance is to engage, create the right strategies, execute plans, and assist clients to achieve their financial goals. I completed my secondary schooling in Hong Kong, a Bachelor of Commerce (Finance) in December 2000, and a Master of Banking in August 2002 at the University of Wollongong. I have achieved my CFP® Certification since 2011. I was initially trained as an associated adviser for 3 years and then worked as a financial adviser for two financial planning advisory firms between 2005 and 2020. Whilst in this role, I gained valuable experience, advising hundreds of clients on a wide variety of financial planning issues.

Many significant events and stories have been noted in 2020 and series of unusual combination of macroeconomic factors and events happened afterwards. Who would've expected a seemingly small, pneumonia-like virus could've reshaped the world? I renewed my life with CBN and Lifespan (current licensees) in this significant 2020. I am always a fighter and strongly believe in “Drive thy business, or it will drive thee”.

On the 1st of September 2022, I have rebranded my company to “Earnest InvestSmart”. We are passionate about sharing our expert knowledge and experience with time poor business owners and professionals. By choosing our services, you can invest smartly with your time and money.